Capitec USSD Code Is *120*3279# For Cellphone Banking

The Capitec USSD code is *120*3279#. You can use this code to access your Capitec bank account, including checking your balance, transferring money, buying airtime and electricity, and many other features.

What Is The Capitec USSD Code?

The Capitec USSD code is *120*3279#. You can use this code to access a variety of banking and other services on your cellphone, even if you don’t have an internet connection or the Capitec app.

What Is A USSD Code?

A USSD code, also known as a Quick Code or Feature Code, is a special string of numbers and symbols used to access information and services directly from your mobile phone network. It’s like a secret handshake between your phone and the network, allowing you to perform various tasks without needing an internet connection or a mobile app.

Here’s how it works:

  1. You dial a USSD code using your phone’s dialer, just like you would dial a phone number.
  2. The code is sent to your mobile network operator (MNO).
  3. The MNO processes the code and sends you a response, which can be displayed as text, a menu, or even initiate an action.

For example, you can use a USSD code to:

  • Check your mobile balance
  • Top up your phone
  • Transfer airtime to another phone
  • Activate or deactivate data services
  • Subscribe to or unsubscribe from value-added services (VAS)
  • Access mobile banking services
  • Participate in polls or quizzes

USSD codes are a simple and convenient way to access information and services on your mobile phone, even if you have a basic phone or limited internet access. They are also relatively secure, as they are transmitted over a dedicated network channel and not stored on your phone.

Here are some additional things to keep in mind about USSD codes:

  • The specific USSD codes available to you will depend on your mobile network operator. You can usually find a list of USSD codes on your MNO’s website or by contacting their customer service.
  • Some USSD codes may require you to enter additional information, such as your PIN or a confirmation code.
  • Using USSD codes may incur charges, depending on your MNO’s pricing plan.

How To Use Capitec USSD Code?

Here are some of the things you can do with the Capitec USSD code:

  • Check your account balances: View your transaction, savings, credit card, or Globus account balances.
  • Buy airtime and data: Top up your own prepaid phone or someone else’s.
  • Send money: Transfer money to another Capitec account or send cash for someone to collect at various stores.
  • Pay bills: Settle your accounts with various service providers.
  • Request a mini statement: See your recent transactions.
  • Change your mobile banking PIN: Update your security code.
  • Access Capitec Connect deals: Purchase affordable airtime and data bundles for your Capitec Connect SIM.

Remember, to use the Capitec USSD code, you need to be registered for Capitec Mobile Banking. This is a free service that you can activate at any Capitec branch or through the Capitec app.

How To Send Money Using Capitec USSD Code *120*3279#?

  1. Dial *120*3279# and reply 9
  2. Accept the terms and conditions
  3. Reply 1
  4. Choose “From” account
  5. Enter the amount you wish to send
  6. Create a 4-digit secret code (this will be used to collect the cash)
  7. Enter your Mobile Banking PIN

Image Courtesy: capitecbank

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