Mobicred Login is the process of accessing your Mobicred account online. You can use your Mobicred account to manage your account, view your transaction history, and make payments. In this article, you will learn how to login to Mobicred South Africa.
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What Is Mobicred Login?
Mobicred Login is the process of gaining secure access to your Mobicred account through their online portal. This online platform allows approved Mobicred customers to manage their online shopping credit facility. Essentially, it’s your digital key to overseeing your Mobicred account and related activities.
How To Login To Mobicred
Here’s how to log in to your Mobicred account:
- Go to https://mobicred.co.za/
- Click on “Sign In”
- Enter your username
- Enter your password
- Click “Login”
About Mobicred
Mobicred is a South African digital credit facility that allows you to shop online at participating retailers without using a traditional credit card. It functions like a virtual credit line, but with a focus on online purchases.
FAQs
Here are some frequently asked questions about Mobicred:
Who can apply for a Mobicred account?
You must meet the following criteria to apply for a Mobicred account:
- Be at least 18 years old
- Have a valid South African ID number
- Earn a minimum monthly salary of R5,500
- Have a valid South African bank account, email address, and RICA’d mobile number
- You may need to submit recent bank statements or payslips
Can my application be rejected?
Yes, Mobicred will assess your application based on their credit risk and affordability criteria, following the National Credit Act’s “Responsible Lending” guidelines. They will inform you of the reasons for rejection if your application is unsuccessful.
How do I shop using Mobicred?
During checkout at participating online stores, simply select Mobicred as your payment option.
What interest rate applies to my purchases?
The annual interest rate on your purchases is 20.75%, which complies with the National Credit Act.
Will interest rate changes affect my repayments?
No, the interest rate you receive upon approval will remain constant throughout your repayment term.
Conclusion
In conclusion, Mobicred Login acts as your secure gateway to manage your Mobicred online shopping credit account. By going to the Mobicred Login, you can conveniently manage your online shopping credit facility, ensuring timely repayments and keeping track of your purchases.
Image Courtesy: https://mobicred.co.za/customer/mobicred/login